If you’ve purchased life insurance, congratulations on taking a responsible step towards securing the future for you and your family. Now that you have this valuable financial safety net in place, it's essential that you and your loved ones know how to make the most of it when needed. Here are some important steps to take once you've purchased life insurance.

With a 43% increase in vehicle theft from 2021 to 2022, it’s more important than ever to be vigilant and do what you can to prevent your car from being broken into or stolen. If you have comprehensive vehicle insurance, this will help you recover the cost of your vehicle, but if you can help prevent theft in the first place, you’ll save yourself a lot of time and hassle. Here are some tips to help you keep your vehicle safe from prying eyes and hands.

Unfortunately, travel often goes hand in hand with unexpected delays, cancellations, and theft. To ensure you’re protected overseas, travel insurance is the way to go. But there are some considerations that you’ll need to keep in mind when purchasing travel insurance.

Getting enough sleep as a parent can be tricky, but it’s often made worse if your children are struggling to sleep too. Sleep is essential for the growth and development of your child, so it’s important that they’re getting enough good-quality sleep to live an active and healthy life. If your children are struggling to fall asleep and stay asleep, here are some tips that just might help.

Private healthcare has more than a few benefits that are worth paying extra for, especially when treatment is urgently required. Although comprehensive health insurance isn’t an option for those who are finding it tough, perhaps a balance of the two could be the way to go. Let’s explore both private and public healthcare options to see how they might work in harmony for your situation.

From teaching our children the importance of saving money to showing them how to avoid bad debt, there are plenty of ways we can boost the financial literacy of the next generation. Here are just a few helpful tips to get you started when teaching your children how to be smart with money.

Many Kiwis around the country are already feeling the strain of insurance premium increases. Some policies may have increased a little, but there are some that have increased a lot, including house insurance. Here are some of the main causes of premium increases in New Zealand.

It’s quite normal to hash things out in your head, but when it starts to become a destructive habit that impacts your mental health, that’s when you might need to make a change. So how can you get out of your head and take action? Try these tips to help you beat overthinking.

With so many different life insurance providers and products out there, it can be difficult to know just what cover you need. Whether you already have life insurance and are looking for a better option, or you’re just getting started, here are some helpful tips to show you how to compare life insurance to get the right cover for you and your family.

More and more accidents involving lithium-ion batteries are being recorded around New Zealand, including a fire caused by a charging e-scooter and a lithium-ion battery from a drill spontaneously combusting. To help you prevent these kinds of accidents from occurring, we’ve put together a few key safety tips to keep in mind when using lithium-ion batteries.

When it comes to health insurance, you’ve likely heard myths such as insurance doesn’t pay out, or you can’t claim after a certain age. However, the latest claim figures from insurance provider nib definitely prove otherwise.

The numbers of nib’s top five health insurance claims for June this year are in, and they serve to prove the true value of getting cover sorted as soon as you can.

We’re now past the halfway point of winter, but we’ve still got a few more weeks of the cold and gloomy season. If the winter blues have been creeping up on you and you’ve been feeling under the weather both physically and mentally, we’ve put together some tips that just might help.

If you think of your body like a vehicle, you’ll be able to figure out several parts of it that should be checked to keep you healthy. Similarly to your car, you should be conducting a health WOF regularly to make sure your human engine is running smoothly. Here are a few essential checks that should be part of your next health WOF.

There are plenty of reasons why people don’t get life insurance sorted, but the reasons you have life insurance far outweigh these. It only takes one decision to get advice and get it sorted, and you can rest assured that you and your family will be protected should the worst happen.

Everywhere you look, there’s an article or opinion piece on gut health and what we should and shouldn’t be eating. One week, you’re told eating more fibre is good for you, the next, it’s not. It can be easy to get confused about how to keep your gut healthy, so to help you make sense of some of these ideas, we’re putting six common myths about gut health to the test.

When 24-year-old Denham Wisdom and his partner Rhi took out insurance, they did so ‘just in case’ something were to happen to them. Three years later, a motorcycle accident changed their world.

Speaking about his experience, Denham has some wise words: “I think getting life insurance is very important, especially when you own your own home or have a family. You never know when something could go wrong.”

With life insurance, you’re paid out a lump sum which can contribute to sustaining your family financially in the event of an unfortunate incident. Having life insurance when you’re young and don’t have any dependents might seem unnecessary, but the second you start to build a family, it’s important that you protect those who depend on you financially.

If something were to happen to you, you want to ensure that your family is taken care of; you might want to make sure they’re able to continue to live in the family home, or that childcare costs are covered.

Some insurance providers also offer great benefits for your children when you take out life insurance, including 6 months of free cover for newborns, and even free trauma insurance for children.

It’s Men’s Health Week! Did you know that New Zealand men are 20% more likely to die from heart disease than women? Or that 1 in 4 men won’t live to see retirement? Those are some pretty scary statistics, so this Men’s Health Week is all about the things men can do now to help improve their health outcomes.

We’ve put together a few ideas to get you started on your journey to becoming a healthier, happier Kiwi man.

New Zealand news sites are inundated with stories of those who are diagnosed with cancer and are required to spend thousands upon thousands (if they can) for treatment that isn’t funded by Pharmac.

Pharmac is often painted as the bad guy in many of these situations, and in a lot of cases, it’s easy to see why. However, to avoid being held ransom by the entity that must make many complex decisions about whether certain treatments should be subsidised, it’s important to know what your options are. Don’t rely on Pharmac to get the treatment you need, because it’s not always that black and white.

With all of the unprecedented weather events that have happened this year, it’s no surprise that many Kiwis are now reevaluating their appetite for risk. A survey commissioned by the Financial Services Council found that 76% of respondents said that recent weather events have prompted them to think about how they protect themselves and their families.

More and more people are seriously considering their financial position and what they would do if things were to go wrong. Where once they may have dismissed the idea of getting insurance in favour of spending money elsewhere, New Zealanders are now prioritising getting the right cover sorted.