The power of preparing for the ‘just in case’

It’s easy to read the stories of those who have been affected by the worst-case scenarios and think that it won’t happen to you. But what if it does?

When 24-year-old Denham Wisdom and his partner Rhi took out insurance, they did so ‘just in case’ something were to happen to them. Three years later, a motorcycle accident changed their world.

Right before lockdown, Denham was out for a ride with his friends. In an unexpected turn of events, he was thrown from his motorcycle and run over by the wheels of a caravan. Denham sustained life-changing damage to his body, including the loss of a limb.

With his partner three months’ pregnant at the time, this little family was devastated. Commending Rhi’s resilience, Denham tears up as he says, “I couldn’t have done it without her.” They stuck together through one of the hardest times for any family, and they’re incredibly thankful for preparing for the ‘just in case.’

Through making a claim on their mortgage protection policy with Fidelity Life, they were able to ease the financial pressure on the family, and provide access to time and resources to help Denham rehabilitate.

The life insurance payout meant that Rhi didn’t need to go back to work straight away, which was particularly important for the care of their two young children. It also meant that they could focus on enjoying quality family time and helping Denham recover.

Speaking about his experience, Denham has some wise words: “I think getting life insurance is very important, especially when you own your own home or have a family. You never know when something could go wrong.”

Too often, we don’t think we need life insurance because ‘we’re still young,’ or, ‘that won’t happen to us.’ But Denham’s right - you just never know when you could be faced with a situation like his.

Denham’s inspiring story shows the strength of a young family shaping their future amidst adversity. To hear him tell it in his own words, watch the video below.


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