Is your home loan structure working for you?
Home Loans & Mortgages
We all need a roof over our heads. If you’re a union worker looking to get onto the property ladder, you need the right advice from the right people. Whether you’re a first home buyer or you’re looking to refinance your existing mortgage, we can help you get your home loan set up correctly.
Our expert team of advisers offers home loan advice across:
First Home Buying
Buying your first home is an exciting time but it can be difficult to understand the right home loan structure for you. We’ll walk you through each step of the home-buying process to make it as stress-free as possible.
Mortgage Refinance
Refinancing your mortgage can be complicated and time-consuming, but our team of expert mortgage advisers can review your current structure and help you with refinancing or refixing to make sure it’s right for you.
Property Investment
Whether you want to grow your investment portfolio or begin your property investment journey, we can give you the best advice to create an investment plan that works for you.
Home Loan Structure
Not sure if your current mortgage structure is right for you? We can review your home loan and recommend ways to improve it based on your financial situation and goals.
Using KiwiSaver for your First Home
We can help you take advantage of the great first-home-buying initiatives KiwiSaver offers to get you set up in your first home, faster.
Working with us
Mortgages can be tricky to understand, and too often home buyers go along with whatever their bank or lender suggests.
When you work with our financial advisers, we talk you through the home loan process to make sure you understand just what you’re getting into - after all, a mortgage is a rather large commitment!
We take the stress out of applying for a mortgage by working with the banks on your behalf to get you set up with the best interest rates and home loan structure to suit your needs.
Client testimonials
“It was great working with Owen! He went around the country to train Financial advisors face to face gearing them up for the new qualification. Although the material was pretty boring, Owen could always ‘hold’ the attention span of the group by making it fun!”
— Femke Van der Zee, Grace Beauty LTD
“Owen, thank you SO MUCH for your expertise and help in the whole process of our travel insurance. The phone claim processing was quick and the result OUTSTANDING – accepting our claim and paying us $1000 for an old damaged phone! The money was paid directly into my account on the same day as their approval! No waiting, no stress. The whole process was quick and easy. Thank you – we will most certainly recommend you for insurance to everyone we know!”
— Fiona Ashford
“As I had never taken the time to look into Life/Health insurance I was initially a little wary in arranging it as I didn't know what I should be getting and didn't want to be taken advantage of (buying additional unnecessary add ons etc). Fortunately with Union Plus, they were not only fantastic and friendly getting everything set up, but they also had the time and patience to take me through each and every option through out all of my desired policies, explaining how and when each would apply as well as the pros and cons of each. Not only that, they were able to fine tune my policy to work well between my limited budget and desired coverage. 11/10!”